Insurance that focuses on you. So you can focus on your customers.
Running a convenience store, mini-mart, corner shop or newsagent requires insurance cover for all kinds of risks. With a full understanding of what’s involved in owning or managing these shops, we understand what needs to be covered.
We’ve built them all into ShopGuard and included some you may not even have identified yourself, to allow you to trade with complete reassurance. Even better, you can choose to spread the cost with interest-free instalments. Plus, we’ll do everything it takes to get you back in business fast if you need to claim.
What’s protected with ShopGuard?
ShopGuard is an ‘all risks’ policy. This means it will cover stock and trade contents including accidental damage and theft, following forcible or violent entry or exit. You’ll also benefit from the reassurance knowing you’re protected with:
- Buildings cover (optional extension)
- Deterioration of stock following a chiller breakdown £2,000
- Revenue protection cover of up to £600,000 over 24 months
- Book debts cover £5,000
- Public and Products Liability cover £5,000,000
- Employers’ Liability cover £10,000,000 including injury in respect of working partners
- Theft by an employee cover £2,500
- Goods in transit cover £2,500
- Loss of liquor licence £100,000
- Legal expenses cover limit £100,000 (1 million in any period)
- Excesses for property damage £250
- Excess for subsidence (if cover required) £1000
Cover can be tailored to your specification subject to insurer terms, conditions, exceptions and limitations
Extra protection for cash and assault
As a business dealing with cash, convenience stores, mini-marts, corner shops and newsagents need to make sure their insurance covers loss and the implications of robbery or assault. Though these are rare, it’s reassuring to know you’re fully covered by specialist insurance designed to do just that. ShopGuard provides cover for cash:
- In transit £5,000
- On the premises during business hours £5,000
- On the premises in a locked safe outside business hours £3,500
- On the premises not contained in a locked safe outside business hours £500
Our assault benefit provides:
- Death benefit and capital benefits of £25,000
- Temporary total disablement cover of £250 per week (maximum 104 weeks)
Call us on 0161 236 3141 for a quotation through your dedicated ShopGuard team or enquire and we’ll call you back.
Customer service that delivers
Our dedicated customer care helplines includes legal advice and access to contractors to carry out emergency repair work on insured damage.
Call us on 0161 236 3141 for a quotation through your dedicated ShopGuard team or enquire and we’ll call you back.
Home cover
Newsagents and staff can also take advantage of great value home cover that offers the same level of benefits and service as NewsGuard. Make your cover complete with:
- Standard cover of £1,000,000 buildings and £75,000 contents
- £25,000 cover for high risk items in the home (single article limit £2,500)
- Premiums payable by interest-free instalments
- No Claims Discount of up to 25% for claim free customers
- Cover for business equipment and student belongings included
- Home emergency assistance cover up to £250
- Locks & Keys cover up to £750
- Garden contents in the garden covered up to £2,000
- Highly competitive premiums
- Low excess of only £50 or £1,000 for subsidence
Cover can be tailored to your specification subject to insurer terms, conditions exceptions & limitations.
Call us on 0161 236 3141 for a quotation through your dedicated NewsGuard team or enquire and we’ll call you back.
Our Details
Manchester Office
Cobac House,
14-16 Charlotte Street
Manchester M1 4FL
London Office
65 Leadenhall Street
London
EC3A 2AD
Sales & Enquiries
+44 (0) 161 236 3141
